1. What is Shanghai’s social security base standard? 20221. Shanghai’s social security base standard is, with the upper limit adjusted to 34,188 yuan per month and the lower limit adjusted to 6,520 yuan per month.
The upper limit of the social security payment base is adjusted to 34,188 yuan per month, and the lower limit is adjusted to 6,520 yuan per month.
The upper and lower limits of the wage base for contributions are determined based on 300% and 60% of the average wage of all urban employees in the province in the previous year.
2. Legal basis: Article 26 of the "Social Insurance Law of the People's Republic of China". The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.
Article 28 Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.
2. What does social security mainly include? 1. Pension insurance.
Pension insurance is a social insurance system in which workers receive certain financial compensation and material assistance and services from the government and society after reaching the statutory retirement age.
State-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises and other urban enterprises and their employees, public institutions that implement enterprise management and their employees must participate in basic pension insurance; 2. Medical insurance.
The basic medical insurance system for urban employees is a social insurance system established based on the affordability of finance, enterprises and individuals to protect the basic medical needs of employees.
All employers, including enterprises, government agencies, institutions, social groups, private non-enterprise units and their employees, must participate in basic medical insurance. The basic medical insurance fund for urban employees consists of the basic medical insurance social pooling fund and personal accounts.
Basic medical insurance premiums are composed of the employer's and employee's personal accounts; 3. Work-related injury insurance.
Work-related injury insurance is also called occupational injury insurance.
After a worker is accidentally injured due to work reasons or in the process of work, or an occupational disease is caused by exposure to occupational hazards such as dust, radiation, toxic substances, etc., the state and society shall provide necessary provision to the injured, disabled, and dependent relatives of the deceased.
Material help.
Work-related injury insurance premiums are paid by the employer. For industries with a high incidence of work-related injury accidents, the collection rate of work-related injury insurance premiums is higher than the general standard. On the one hand, it is to ensure that when employees in these industries suffer work-related injuries, the work-related injury insurance fund can fully pay for work-related injuries.
Work-related injury insurance benefits for employees; on the other hand, through high-rate collection, companies will be aware of risks and strengthen work-related injury prevention work to reduce the casualty accident rate; 4. Unemployment insurance.
Unemployment insurance is a system mandated by the state through legislation, with funds centrally established by society to provide material assistance to workers whose sources of livelihood are temporarily interrupted due to unemployment.
All types of enterprises and their employees, public institutions and their employees, social groups and their employees, private non-enterprise units and their employees, and employees with whom state agencies have established labor contracts should apply for unemployment insurance; 5. Maternity insurance.
Maternity insurance is based on the physiological characteristics of childbirth. According to legal provisions, when working women temporarily interrupt their work and lose their normal sources of income due to childbirth, the state or society provides material assistance.
Maternity insurance benefits include maternity allowances and maternity medical services.
The maternity insurance fund consists of maternity insurance premiums paid by the employer, interest thereon, and late payment fees.
Maternity allowances for female employees during their maternity leave, medical expenses incurred during childbirth, employee family planning surgery expenses and other expenses related to maternity insurance stipulated by the state should all be paid out of the maternity insurance fund.