As a major investment and financial management method, fund has been gradually accepted by domestic investors. However, in the face of numerous fund products, it is difficult for investors to choose high-yield and low-risk funds. Experts suggest that series funds are a good choice. Series funds are "packages" composed of multiple funds. Investors can subscribe for any fund separately, or they can "cater" freely. Choose the one that suits your risk tolerance and realize your ideal income goal in various combinations. This is a portfolio product that is completely different from the single fund variety in the current fund market. Due to different designs, different series of funds have different specific rules. Generally speaking, different sub-funds in this series of funds are suitable for different types of investors to invest. For example, bond-type sub-funds are more suitable for investors who are unwilling to take investment risks and expect stable returns; Equity sub-funds are more suitable for investors who can bear greater investment risks and have higher requirements for returns; Balanced sub-fund is suitable for investors who want to share the rising income of stocks and the stable income of the rising bond market. Experts suggest that investors should pay attention to the following three points according to their own conditions and needs when investing: First, if idle funds are short-term, it is best to choose funds with stable income, low risk and strong liquidity, and carefully calculate management fees and handling fees. If the invested funds are not used for three to five years or longer, you can choose a trustworthy company and give it full control. Secondly, investors should include both stock funds and bond funds in their portfolios. It can avoid losses caused by risks in a single market. Third, diversify into a number of fund companies. However, no more than six. Too diversified investment may lead to repeated investment, and it is impossible to diversify risks. (Jingjing) Make a comment