Funds are also a common way to manage money, but buying and selling funds certainly requires certain skills, so when can the funds be sold? When is a good time to sell the fund? The following is analyzed by Bian Xiao.

When is a good time to sell the fund?

Deciding when to sell the fund is a personal choice, which depends on the investor's investment objectives, risk tolerance and market conditions. The following are some common situations and precautions:

Reach the investment target: If the investment target has been reached, you can consider selling part or all of the fund shares to lock in the income.

Risk management: If the risk of the fund is higher than you can accept, or the market is unfavorable, you can consider reducing or selling the fund share to control the risk.

Market evaluation: regularly review the fund's performance and market conditions, including the fund's investment portfolio, industry and overall market trends. If you think the market may face a downward trend or other unfavorable factors, you can consider reducing or selling the fund.

Personal demand: If there is an urgent demand for funds or other investment or consumption plans, it is necessary to recover part of the funds, which is also a reason to sell the fund.

Fund quality and management: Pay regular attention to the fund quality and the performance of the management team. It is also a reasonable choice to consider selling the fund if the investment strategy and fund manager of the fund change or the fund company has a bad signal.

How should the fund observe?

Fund performance: observe the comprehensive rate of return, unit net growth rate and historical performance of the fund. Compare the performance of the Fund with similar funds, benchmark indexes and investment targets.

Portfolio: Understand the fund's portfolio and asset allocation, and pay special attention to whether the fund meets your risk and income preferences and whether there are potential risks concentrated in certain assets or industries.

Fund cost: Pay attention to the cost structure of the fund, including management fee and sales fee. Higher fees may have a negative impact on the return of the fund.

Market and economic factors: pay close attention to market and economic trends, including macroeconomic indicators and policy changes, which may have an impact on the performance of the fund.

Fund announcements and reports: read the fund's regular announcements, quarterly reports and annual reports to learn about the latest situation, investment strategy and performance of the fund.

How can we pursue the maximization of fund income?

Pursuing the maximization of fund income is one of the goals of many investors. Here are some suggestions:

Choose the right investment products: Choosing a fund with good performance and strong risk management ability is the first step to maximize the income. Pay attention to the historical performance of the fund, the performance record of the fund manager, the cost level and other indicators, and make choices according to your investment objectives and risk tolerance.

Diversified investment: Diversified investment in a number of different funds, asset classes and regions can reduce the risk of specific investments and achieve stable growth in income. Diversification can be achieved by choosing different funds, industries, regions and asset classes.

Long-term holding: fund investment is usually a long-term investment, and long-term holding can make investors benefit from the long-term trend of the market and the compound interest effect. Avoid intraday trading, and long-term holding helps to avoid the impact of short-term market fluctuations on investment income.

Buy low and sell high: choose a fund with low valuation when buying, and choose a fund with high valuation when selling. Evaluate the value, valuation level and market situation of the fund regularly, and make appropriate adjustments according to the investment objectives and market performance.

When does the fund sell its stop loss?

Stop loss is a risk management strategy, which can help investors control losses. In fund investment, it is generally recommended to set a reasonable stop-loss point, that is, sell when the fund price falls to a certain extent to avoid further losses. The specific setting of stop loss strategy can be determined according to the individual's investment risk tolerance, the characteristics of the fund and the market situation.

It should be noted that the pursuit of maximum returns is accompanied by an increase in risks. Investors should formulate appropriate investment strategies according to their own investment objectives, risk tolerance and time, and fully understand the characteristics and risks of investment products. In addition, it is suggested to seek professional investment advice and make investment decisions after full research and analysis.

When can the fund be sold?

General funds need to be sold on the next trading day after purchase, preferably between 2: 50 pm and 2: 59 pm on the trading day. The transactions of the fund before three o'clock shall be calculated according to the net value at the close of the day. At the end of the day, you can know the ups and downs of the fund that day by looking at the estimate of the fund's net value. If the fund goes up, you can choose to sell it and get more income. If it falls, it will be considered according to the actual situation.

The trading hours of the Fund are: 9: 30am-11:30am from Monday to Friday, and13:-15: 00pm in the afternoon. Trading is not allowed on weekends and legal holidays.