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Redemption of the fund always means making money. Why is there less convertible money?
Because you have to deduct the redemption fee. Investment funds are suitable for long-term investment, and short-term investment costs are relatively high. Subscription fee 1.0- 1.5%, redemption fee 0.5%. You can go to the bank website and the fund website, and use the fund calculator to calculate your own fund, so that you can know if you are making money.

The redemption fee of the Fund is collected when investors redeem the fund shares, and the balance after deducting marketing and registration fees belongs to the fund property. 25% of the redemption fee of the Fund belongs to the property of the Fund. The redemption rate of the Fund is not higher than 0.5%, which decreases with the increase of holding period.

The redemption rate within the holding period of 1 year is 0.5%; The redemption rate for holding period 1 year or more (inclusive) -2 years is 0.25%; The redemption rate for holding for more than 2 years (inclusive) is 0; As far as redemption fee is concerned, 1 year means 365 days, and 2 years means 730 days.

Extended data

Handling method of redemption amount: the redemption amount is the actual confirmed effective redemption share multiplied by the net value of the fund share on the application day and the corresponding expenses are deducted, rounded to two decimal places, and the assets represented by the rounded part belong to the Fund.

When the fund manager thinks that it is difficult to pay the investor's redemption application or that paying the investor's redemption application may cause great fluctuation in the net asset value of the fund, the fund manager will postpone the remaining redemption application on the premise that the redemption ratio accepted on the same day is not less than 65,438+00% of the total fund share of the previous day.

For the redemption application of a single fund share holder, the redemption share handled by a single fund share holder on that day shall be determined according to the proportion of the redemption share applied for to the total redemption share applied for that day.

If the investor fails to redeem the part, it will be postponed to the next open day, unless the investor chooses to cancel the unprocessed part of the day when submitting the redemption application, and the redemption price is the price of the next open day.

Baidu encyclopedia-fund redemption