For the renovation installment of CCB, no handling fee will be charged if the amount of the renovation installment card is issued; After consumption, according to the actual consumption amount, according to the installment number, handling fee rate and handling fee collection method agreed at the time of application, the installment principal and handling fee will be recorded every month from the first billing date after consumption, and the full amount will be included in the minimum repayment amount of the credit card. Please pay attention to the bill and repay it in time according to the amount listed in the bill. Rules for calculating liquidated damages, interest and other interests arising from failure to repay in full and on time, as well as other outstanding matters, shall be implemented in accordance with the Articles of Association of China Construction Bank Longka Credit Card and the Agreement of China Construction Bank on Receiving Longka Installment Card.

The relevant calculation formula is as follows:

(1) installment principal payable every month = amount of each consumption/number of installments;

(two) for the one-time fee collection method, one-time fee = one-time consumption amount × one-time rate. During the installment period, the first bill is recorded in the monthly installment principal and one-time installment fee, and the subsequent bills are only recorded in the monthly installment principal.

(3) For the method of charging fees by installments, the fees charged by installments = each consumption amount × monthly installment rate. During the installment period, the monthly installment principal and monthly handling fee shall be recorded on each billing date.

If you apply for the decoration consumption loan of CCB, please consult the loan handling bank. If you need the contact information of the loan handling bank, you can inquire through the "Personal Loan Network" function at the lower left of the "Deposit, Loan and Bank Card" menu on the homepage of CCB official website, or follow the official account of "Customer Service of China Construction Bank" and enter the "Personal Loan Network" to inquire.

(In case of business changes, please refer to the actual situation. )