hello! Investment and wealth management products are various, including bonds, bank time deposits, credit cards, stock investments, insurance wealth management and so on. Investment and financial management that suits you is the best. I suggest that you should consider it according to the specificity of specific products and your own needs and economic ability.

Issues to be considered in investment and financial management

1. Clarify the financial management objectives and find out the financial management gap. Set the objectives reasonably, and clarify the gap between them, taking into account both short-term and long-term goals.

2. Self-test the risk tolerance, and rationally plan the asset allocation portfolio. Determine the asset allocation portfolio according to your risk tolerance. The risks are from small to large: deposits, wealth management products entrusted by banks, bonds, funds and stocks.

3. Select appropriate wealth management products and investment methods, and determine investment varieties and allocation proportion according to asset allocation portfolio.