The establishment of a new fund needs to go through the fund raising period, which usually takes one to three months. Many investors will choose to buy funds during the fund-raising period, and often the fund-raising period will be terminated after raising enough funds. So what are the disadvantages of buying during the fund raising period? Let's get to know each other.

The disadvantages of buying in the new fund raising period

1 price uncertainty: if you buy a fund during the new fund raising period, the fund price is uncertain and may fluctuate. If investors buy funds just when the price is high, it may bring losses to investors.

2 Insufficient liquidity: it is impossible to sell the fund at any time during the fund raising period. The main reason is that the fund is in the fund raising period and has not been officially opened for trading. If investors are in urgent need of funds during this period, it will be in trouble.

If you buy a fund during the raising period of a new fund, there is no historical data to refer to because it is a newly established fund. In this case, it is often difficult for investors to evaluate the performance of funds.

4 during the fund raising period, you can't enjoy the fund income. Interest can be calculated according to the bank interest rate at most, which means that there will be funds standing guard during the fund-raising period.

Generally speaking, it is still risky to buy a fund during the fund raising period. It is suggested that investors can have a comprehensive understanding of fund companies and fund managers before investing in funds, and then choose whether to invest in funds. In addition, when investing in a new fund, you should also read the prospectus carefully to fully understand the investment situation of the fund.