Legal analysis: Under normal circumstances, social security accounts cannot be withdrawn in advance. If an individual dies, the balance of the personal account can be inherited; if an individual participating in basic pension insurance dies due to illness or non-work, his or her survivors can receive funeral subsidies and pensions.

Legal basis: Article 14 of the "Social Insurance Law of the People's Republic of China" Personal accounts are not allowed to be withdrawn in advance, the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax is exempted.

If an individual dies, the balance of his or her personal account can be inherited.

Article 17 If an individual participating in the basic pension insurance dies due to illness or not due to work, his or her surviving family members may receive funeral subsidies and pensions; if an individual becomes disabled due to illness or not due to work before reaching the legal retirement age, he or she completely loses the ability to work.

Yes, you can receive disability allowance.

The required funds are paid from the basic pension insurance fund.