Investment income does not need to be reduced by tax. This is because in my country's personal income tax law, investment income is an independent taxable income and has no connection with other sources of income.

The Personal Income Tax Law stipulates that each taxable income obtained by an individual must be calculated and taxed separately.

In other words, different types of taxable income need to calculate the tax amount separately, and will not offset or reduce each other.

In addition, my country’s Personal Income Tax Law also stipulates that individuals’ investment income is taxed using a comprehensive calculation method, that is, by combining various taxable incomes and calculating personal income tax based on the tax rate and quick calculation deductions of the comprehensive income.

Therefore, an individual's investment income is not taxed separately, nor is it offset or reduced against other sources of income.

The tax treatment method for investment income is as follows: 1. Determine taxable income: Investment income is a kind of taxable income, and the tax amount should be calculated in accordance with the provisions of the Personal Income Tax Law.

Individual investment income includes income from stocks, funds and other securities markets, interest income from bonds, rental income from real estate, etc.; 2. Calculate comprehensive income: An individual’s comprehensive income refers to the amount of taxable income combined.

Comprehensive income needs to deduct certain expenses and donations before calculating personal income tax; 3. Determine the tax rate and quick deductions: Based on the amount of comprehensive income, query the personal income tax rate table to determine the applicable tax rate and quick deductions; 4.

Calculate personal income tax: Calculate personal income tax based on the amount of comprehensive income, applicable tax rates and quick deductions.

If it is investment income in the securities market, you need to pay attention to whether you need to withhold and prepay personal income tax in accordance with the "Dividend Withholding and Prepayment System"; 5. Pay personal income tax: Individuals need to pay personal income tax within the specified time in accordance with the provisions of the Personal Income Tax Law.

Pay personal income tax internally to the tax department.

To sum up, if an individual's investment income comes from securities markets such as stocks and funds, according to my country's current tax laws, investors need to withhold personal income tax at 20% of the income when selling securities such as stocks or funds. Prepaid.

This is known as the "dividend withholding system".

This withholding and prepayment system was established to prevent investors from evading personal income tax on dividends and is also a mandatory method of collecting personal income tax.

Legal basis: Article 10 of the "Enterprise Income Tax Law of the People's Republic of China" When calculating taxable income, the following expenditures shall not be deducted: (1) Dividends, bonuses and other equity investment income paid to investors; (

2) Corporate income tax; (3) Late tax fees; (4) Fines, fines and losses of confiscated property; (5) Donation expenditures other than those specified in Article 9 of this Law; (6) Sponsorship expenditures; (7) Unpaid taxes

Approved reserve expenditures; (8) Other expenditures unrelated to obtaining income.