Monetary funds can be purchased at 1 cent, and the minimum purchase for other financial management is 1000 yuan. In the industry, the purchase threshold is relatively low and the interest rate is relatively good, with a maximum of 6%. The most important thing is that it can be accessed at any time, not to mention security. Tencent's products are definitely safe, and the web version can buy up to one million a day.
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Surrender in hesitation
Surrender in hesitation period means that the insured surrenders within the hesitation period stipulated in the contract. General insurance companies stipulate that ten days after the insured receives the policy is the hesitation period. Usually the insurance company will refund the full premium after deducting the production cost.
Surrender normally
Surrender beyond the hesitation period is regarded as normal surrender. Usually, the insurance policy that has obtained the insurance premium may not apply for surrender. Normal surrender generally requires that the applicant can apply for termination after a certain period of time, and the life insurance company should refund the cash value of the policy within 30 days from the date of receiving the application.
The cash value of a policy refers to the amount that can be returned when the life insurance contract is terminated or surrendered. In long-term life insurance contracts, insurance companies usually need to deposit a certain amount of liability reserve in order to fulfill their contractual responsibilities. When the insured requests to terminate the contract or surrender the insurance within the validity period of the insurance.
According to the regulations, the insurance company will return the balance of the deposited liability reserve minus the surrender deduction to the insured, which is the cash value of the policy.
Baidu encyclopedia-annuity insurance