How many years does employee medical insurance have to be paid? There is no uniform regulation that consumers who participate in employee medical insurance need to pay medical insurance premiums every year. Only when the accumulated payment reaches the fixed number of years stipulated by the state, they do not need to pay when they retire. Take Fujian Province as an example. Fujian's medical insurance payment time is 25 years. The payment period of medical insurance is also determined according to the relevant policies formulated by the state. You can participate in employee medical insurance during unemployment, and the premium will be paid by the unemployment insurance fund. Unemployed people can participate in medical insurance for employees in unemployed places, and the time limit for the unemployment insurance agency to pay medical insurance premiums is consistent with the time limit for receiving unemployment insurance benefits. In terms of job transfer, it is necessary to implement the medical insurance policy for transferred employees. Basic medical insurance is the main type of social medical insurance to ensure that employees and retirees get basic medical care and enjoy basic medical treatment when they are sick.