Class B bond funds: back-end fees, with a general rate of 1.2%- 1.5%, slightly higher than front-end fees. If investors decide to hold it for more than 3 years, they can consider choosing Class B. Because the cost of Class B for 2-3 years is only 0.7%, and the longer it is, the less it will be.
Class C bond fund: no subscription fee is required, but 0.3% sales service fee is charged every year. After three years, the sales service fee is lower than 1% on average, which is lower than the front-end subscription fee (asset appreciation is not considered for the time being). If it is a short-term investment, such as 1-2 years, then investors should choose C debt. If you hold this charging model for more than 2 years, it will not be cost-effective.
The holding time is about one year, and it is recommended to choose Class C. ..