Under the fund page of Alipay, you can mainly focus on your investment needs, and then look at the introduction and resumes of various fund managers to choose the one that suits you. In the 1980s, the United States was in a "stagflation" environment of economic recession and high inflation. At that time, the Federal Reserve controlled the interest rate of bank deposits, the interest rate of residents' deposits was lower than the inflation rate, and deposits were always in a state of depreciation. In order to attract funds, banks have introduced certificates of deposit with interest rates higher than the inflation rate. However, the initial deposit amount of this time deposit certificate is relatively large, and the minimum investment unit is often one hundred thousand or one million dollars. Only a few institutional investors have enough cash to do this. In this way, in difficult times, people will naturally look for assets with good security and strong liquidity, but many financial assets are either too risky, have poor liquidity or have low returns, which cannot meet the financial needs of investors.