As soon as the news came out, platforms such as friends circle and Weibo were bombarded by major analysts, and people were divided into two parts.

Fortunately, the problems of population structure and aging that plague China's sustainable development will be gradually alleviated; But for everyone, the cost of raising a child is high enough, let alone three.

Male friends really feel great pressure, so making money is the first important thing!

However, there is a good thing that everyone must know, that is, Taikang Baoyu Children's Annuity Insurance, Growth Care Fund and Education Fund, and it has everything related to children! It is an excellent product in the era of three-child policy ~

Although the children's annuity insurance performs well, it is not arbitrarily configured! If you don't read the purchase guide compiled by your senior sister, you will suffer: parents must read: Will you lose money by buying children's annuity insurance?

Don't waste everyone's time. Let's be specific. If you are curious about the answer, read on!

1. Is the income of Taikang Baoyu Children's Annuity Insurance considerable?

Let's take a look at the product map of Taikang Baoyu Children's Annuity Insurance:

Next, I will learn about the guarantee responsibility of Taikang Baoyu Children's Annuity Insurance with my senior sister. Senior sister took Lao Li to insure a 0-year-old baby with Baoyu children's annuity insurance. The basic insured amount is 9650 yuan, and it is paid in five years, with 50,000 yuan each, totaling 250,000 yuan. For example,

1, Growth Care Fund

With the implementation of the three-child policy, everyone wants to say: raising a child is not a small expense, and everyone is difficult. If you have more children, you can't afford milk powder!

Therefore, Taikang Baoyu Children's Annuity Insurance has a growth care fund, which means that after the contract expires for five years, the basic insurance amount will be paid every year.

So in the sixth year and beyond, Lao Li's baby will receive a growth care fund every year, a ***9650 yuan, enough for kindergarten!

2. University education grant

With the arrival of the three-child policy, I think everyone must give priority to children's education funds. Even if a child goes to a state-owned university, he needs at least 1.5 million a year. Three children are really a burden to ordinary families!

Considering this factor, Taikang Baoyu Children's Annuity Insurance undertakes the responsibility of protecting the university education fund. From the sixth year after the policy takes effect, the age should reach 18, 19, 20, 2 1, and the university education fund comes from twice the amount of basic insurance paid every year.

That is to say, if Lao Li has a baby and wants to get the university education grant of 19300 every year, it will take four years from the age of 18, which not only ensures the education expenses, but also reduces the family economic pressure, killing two birds with one stone!

Step 3 get married and start a career

When a child reaches the age of 28 and wants to get married, he can rely on Taikang Baoyu Children's Annuity Insurance to pay the basic insurance amount of 10 times, which means that the child will get help of 96,500 yuan when buying a house and a car in the future, or as a career fund to help the child get a new life!

Generally speaking, Lao Li insured a 0-year-old baby with Taikang Baoyu Children's Annuity Insurance. When the baby was 28 years old, the total amount of insurance money received at that time was 299 150 yuan.

In terms of income, Taikang Baoyu children's annuity insurance is slightly lower, which will make everyone feel strange!

The protection of children is a little weak, so don't panic. Here, we just take Taikang Baoyu Children's Annuity Insurance as an example to analyze and deal with the three-child policy. Parents can solve the problem by buying children's annuity insurance!

Some partners want to engage in high-yield financial insurance. Let's look at the list below. There is a wealth management insurance to choose from: top ten wealth management insurance, high-yield wealth management insurance!

In the above list, there are many annuity insurance products, and many friends are dazzled! I'll choose a product to introduce to you right away, and everyone will see how efficient this patron saint of caring for life is!

2. What are the advantages of Taikang Baoyu Children's Annuity Insurance over caring for the patron saint of life?

Nothing else, let's take a look at the product map of this patron saint of love life:

The biggest highlight of this product is not like the good children's annuity insurance of the Education Growth Fund.

The best thing about this product is that the insured amount will increase with compound interest at the rate of 3.6% every year. Many new insurance companies are surprised by this. Can I buy it without the guarantee responsibility such as education fund and growth fund?

As we all know, all the expenses of children are borne by parents!

Can the only child buy financial insurance?

Not necessarily, the return made by adults on their own investment can also be used for children's education, or you can start a venture capital, which is feasible!

If Lao Wang is insured as the patron saint of caring for life at the age of 30 and chooses to pay 10, he needs to pay 65,438+10,000 yuan every year. What is his income?

In the income calculus chart, we can know that in 1 1 year, Lao Wang is 40 years old at this time, and the cash value of the patron saint of love life has exceeded the premium, which means that Lao Wang has returned to his capital.

When Lao Wang was 40 years old, the income of the patron saint of his loving life began to rise all the way, and the cash value increased sharply in the future!

Six years later, when Lao Wang was 46 years old, he could earn less than 440 thousand. Even if Pharaoh gave birth to a child around the age of 30, by the time Pharaoh was 46, the child would be almost in high school. High school is the most critical time, just this money can also be used as a child's high school education expenses!

When Pharaoh is 50 years old, the guardian of love life will appreciate by 3 1 1,000 yuan; When Pharaoh is 54 years old, his income will exceed 1 10,000!

Then, with this money, Wang Can Sr used it in many places, such as children's education fund and venture capital. This money is enough to buy a house for his children and prepare for their own pension!

Of course, my intimate sister guessed that someone would be interested in this article about the detailed evaluation results of the patron saint of love life, so she shared this article. If you are interested, you can read this article: The Patron Saint of Love 2.0 lives forever, and the real benefits are really shocking!

To sum up, there is no need to worry too much about the three-child policy. I'm afraid everyone who doesn't know how to invest will suffer! Children's annuity insurance can save a lot of money for parents when their children have an accident, or increase the whole life insurance, so parents can insure themselves, which are all effective ways to solve the problem of children's expenses!

In addition, the characteristics of high compound interest, flexible fund collection and high income make the patron saint of love life more in line with everyone's needs. If you choose to insure the patron saint of love life, it will greatly reduce your child's education cost!

Senior can make an end to today's content! Of course, if you have other ideas, you can come and communicate with your senior sister!

Write it at the end

I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;

I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.

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