For example, in Shanghai, Tianjin and some cities in the south, their medical insurance policy is that when the medical insurance relationship is transferred, the money in the medical insurance account will be transferred to the current insured place with the number of years. In more cities, the money in the medical insurance account will be returned to the personal bank account when it is transferred, and the money in the medical insurance account will not be taken during the medical insurance period. For details, please consult the original medical insurance bureau.
The balance of medical insurance accounts in the two places is consolidated as follows:
1. If the previous account and the current account are in the same social security agency, the parties can directly carry their ID cards to go through the registered permanent residence merger formalities. If the registered permanent residence is not in the same social security agency, the parties concerned shall transfer the registered permanent residence first and then merge;
2. According to the new policy of transferring and continuing the basic old-age insurance for employees of state-owned enterprises, if the insured person has a basic old-age insurance relationship between the two places at the same time, when handling the transfer and continuation of the basic old-age insurance relationship, the social insurance agency will negotiate with me to determine to keep one of the basic old-age insurance relationship and personal account, and the other relationships will be cleaned up at the same time, and the amount of personal account storage will be returned to me, and the corresponding individual payment period will not be counted again.
To sum up, personal social security payment records are very important. For example, in some provincial capital cities, migrant workers need to pay social security for five years in a row before they can apply to settle down or buy a house locally. Therefore, after working in a different place, it is best to apply for social security merger, so that you can enjoy some public welfare policies. If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.
Legal basis:
Article 11 of the Social Insurance Law of People's Republic of China (PRC)
The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
Article 13
Before employees of state-owned enterprises and institutions participate in the basic old-age insurance, the basic old-age insurance premiums payable during the payment period shall be borne by the government. When the basic old-age insurance fund is insufficient to pay, the government gives subsidies.