If you borrow 1 10,000 yuan by credit card, you don't need interest within the specified date, you just need to repay the principal 1 10,000 yuan.

If the repayment date is exceeded, the principal 10000 yuan will be repaid at the interest rate of 0.5 ‰ per day from the transaction entry date, then the interest will be repaid in 5 yuan every day, and the interest will be 1.0 1.500 yuan at the rate of 30 days per month.

Second, CITIC Bank loan interest rate

Interest rates are different for different loan terms, as follows: 1. Short-term loans with an annual interest rate of 4.35% for one to six months (including six months); 2. The loan interest rate for six months to one year is 4.35%. 2. Medium and long-term loans. The annual interest rate of loans with a one-year term of only three years is 4.75%; The loan interest rate for two, three to five years is 4.75%; The annual interest rate of loans for more than five years is 4.9%. 3. The annual interest rate of individual housing provident fund loans for one year, five years and five years is 2.75%; Two, the annual interest rate of loans for more than five years is 3.25%. CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987, and changed its name at the end of 2005. CITIC Bank is one of the world-class transaction banks in China, with its headquarters in Beijing. The main shareholder of the Bank is China CITIC Co., Ltd.; On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in China, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong. 2015165438+1October 18, CITIC Bank and Baidu entered into strategic mutual assistance to establish baixin bank; 2065438+February 2005, the new policy of "free online banking transfer" was introduced. 2065438+On June 26th, 2009, eight banks including China CITIC Bank launched the first batch of enterprise information networking verification systems. 20 19 12 18. The recently selected person ranks 59th in the list of "China Brand Growth Index" 100; In March, 2020, it was selected as140th in the Top 500 World Brands in 2020. On June 26th, 2020, CITIC Bank donated 50 million yuan to china charity federation for the prevention and treatment of pneumonia and the asylum of medical staff in Wuhan, Hubei and even the whole world.

3. What is the current benchmark interest rate for the first home loan of CITIC Bank?

1. Most banks in the market are based on interest rates.

2. CITIC: Customers who purchase funds, insurance, open credit cards or open loan associations can apply for the preferential interest rate of 1%-5%.

4. What is the current loan interest rate of CITIC Bank?

At present, the loan interest rate of CITIC Bank generally fluctuates on the basis of the central bank's benchmark loan interest rate, and the specific loan type and applicant's qualification will affect the adjustment of interest rate.

The benchmark loan interest rate standard for central bank loans is as follows:

1 and the loan time does not exceed 1 year, the commercial loan interest rate is 4.35%;

2. The interest rate of commercial loans with loan term 1 to 5 years is 4.75%;

3. The interest rate of commercial loans with a loan time of more than 5 years is 4.90%;

4. The interest rate of provident fund loans with a loan time of no more than 5 years is 2.75%;

5. The interest rate of provident fund loans with a loan time of more than 5 years is 3.25%.