If you buy a fund of 500,000 yuan, you lose 50,000 yuan, which is equivalent to the fund falling 10%. Funds that can fall 10% are basically high-risk funds. Therefore, when the fund loses money, it is necessary to analyze the reasons and see why the fund will fall, so as to have countermeasures.
For example, if you invest in stock funds, then analyze the fund's heavy stocks to see if these stocks have prospects. If not, redeem the stop loss in time. If this fund is just because the fund market is not good, most funds are falling and there is a rebound trend behind it, then you can consider continuing to hold it.
In addition, whether you should continue to hold it, you should also consider your risk tolerance. For example, if this 500,000 yuan is your own money, which has an impact on your life, and the fund has no upward trend and has been falling, you must redeem it, at least part of it, so as to avoid heavy losses when the fund falls sharply.
Then if this 500,000 yuan is not all your own money, and the fund has rebounded and investors are optimistic, you can continue to hold the fund and wait for it to rise. It is difficult to predict the rise and fall of the fund, so the risk is relatively high. Everyone must be cautious when holding funds.