BOC China has outstanding long-term performance, stable fund managers and strong investment management ability of fund companies, and is a rare Morningstar five-star fund among hybrid funds.

Of the four fund options you gave, only BOC China is the Morningstar five-star fund, so what else is there to choose?

Oscillation city must not invest in index funds, it will die very ugly, Harvest 300 and Southern CSI 500 are both index funds.

Cathay Golden Eagle, a fund company, is not as good as Bank of China and South China. Small companies have poor anti-risk ability, insufficient management level and investment ability, so they should be very cautious when choosing.

I wish you success in financial management.

You buy it through the bank, which is generally 1.2% subscription fee and 0.6% redemption fee. The redemption fee for investments above 1 year will be reduced year by year. There is no subscription fee and redemption fee for Class B or Class C bond funds. At present, the best performing bond funds are E Fund's enhanced returns and Harvest's diversified returns.