Jingdong Xiaojinku is a service product similar to Yu 'ebao launched by Jingdong Finance. Internet financial management is very popular among small and medium-sized investors, and Jingdong Finance is also one of the common Internet platforms. Therefore, many investors are asking about the expected income of Jingdong Small Treasury. So what is the inventory of JD.COM Xiaojin 1 1000 days?

1.JD.COM What is the inventory of Xiaojin One Day 1 1000?

Jingdong Xiaojinku is an intentional asset appreciation service developed by Jingdong Finance for individual users, which is similar in nature to Yu 'ebao. The funds deposited by investors in the small vault of Jingdong actually buy a certain money fund product.

Therefore, the small vault can also be understood as a money fund, and the expected return on the investment of Jingdong Small Vault is actually the expected return on the purchased money fund.

There are also many money funds docking Jingdong small treasury. Investors can take the initiative to choose or change money funds when they deposit funds in the small vault, and the expected returns of different money funds are different.

Take Nanfang-Wealth Management Fund A as an example. The expected annualized rate of return for nearly seven days announced on February 27th means that the expected expected return for a day of investment of 10,000 yuan is about RMB.

However, it should be noted that the annualized expected return in the last seven days only represents the historical expected return of the Monetary Fund, and the actual expected return of the Fund fluctuates, so the actual expected return of JD.COM Xiaojin Inventory 1 1000 days is not fixed.

Two. Matters needing attention in investment of Jingdong Xiaojinku

1. Monetary funds trade according to the rules of T+ 1, that is, the funds transferred before the trading day 15: 00 will be confirmed on the next trading day, and the expected return on investment will only be generated after the funds are confirmed. Therefore, if the funds are transferred after Thursday 15: 00, then the confirmation date will wait until next Monday, and there will be no expected income from the fund at the weekend. The same is true of fund redemption.

2. If the redemption amount of Jingdong Small Vault on the same day is less than 1 0,000 yuan, it can be received quickly within 2 hours, and if it exceeds 1 10,000 yuan, it will be received before 24: 00 on the next trading day.