Enterprise annuity refers to the pension paid by enterprises for employees, which is a kind of welfare and guarantee measure for employees. While enjoying the treatment of enterprise annuity, employees also have the right to withdraw enterprise annuity. At present, the proportion of enterprise annuity withdrawal is generally between 50% and 60%. However, the specific proportion is set by the enterprise itself, and employees need to be informed. In order to ensure the rights and interests of employees, enterprises should strictly follow the prescribed extraction ratio. In addition, the extraction of enterprise annuity needs to meet relevant conditions, such as the time of enterprise annuity participation, extraction age, health status and so on. Employees need to submit relevant certificates and materials when handling enterprise annuity withdrawal.
Can the enterprise annuity be withdrawn in advance? Under normal circumstances, unless certain conditions are met, the enterprise annuity cannot be withdrawn in advance. For example, employees who are seriously ill or partially disabled can apply for withdrawal in advance. However, the relevant conditions and certificates that need to be met shall be examined and decided by the enterprise annuity fund management institution.
Enterprise annuity is an important welfare and guarantee measure provided by enterprises for employees, which has an important impact on the quality of life of employees after retirement. Enterprises should establish and improve the enterprise annuity system, strictly follow the regulations, and protect the rights and interests of employees.
Legal basis:
Article 14 of the Regulations of People's Republic of China (PRC) Municipality on Enterprise Annuities: Participants in enterprise annuities may receive enterprise annuities as agreed when they reach the agreed age. The enterprise shall inform the participants of the way to receive the enterprise annuity and protect the rights and interests of the enterprise annuity participants according to law.