The new rural cooperative medical system is also called the new rural cooperative medical system. In fact, the country initially set it as a kind of cooperation, not insurance.

Later, the state established medical insurance for urban residents. In 216, the state issued a notice to combine the two insurances. All new rural cooperative medical care will gradually transition to medical insurance for urban and rural residents.

In p>216, the number of people participating in medical insurance for urban and rural residents rose from 749 million to 1,176.8 million, which is one reason.

the new rural cooperative medical system is essentially a kind of medical insurance, and the payment amount is very small. At first, it was only 1 yuan per person, and it was guaranteed for one year, but at that time, the form of protection was very low and the system was not perfect. In 218, the lowest national charging standard rose to 22 yuan, and the state subsidized 49 yuan, and the lowest financing standard reached 71 yuan.

Even in 71 yuan, compared with the basic medical insurance for urban workers, it is too little. In 218, the minimum payment base of Qingdao is 3,185 yuan, the contribution rate of basic medical insurance for employees is 1.8%, and the contribution rate of maternity insurance is 1.5%, totaling 12.3%. In the future, workers' medical insurance and maternity insurance will be merged. At present, the country has made pilot projects in eight regions, including Chongqing and Weihai, Shandong.

In this way, the minimum monthly payment for employees needs 391 yuan, even if only medical insurance is considered, it needs 343.98 yuan per month.

The minimum payment standard for urban and rural residents in Qingdao in 218 is 355 yuan a year, which is almost 1/12 of the medical insurance for employees.

The subsidy standard of medical insurance for urban and rural residents is 65 yuan, totaling 1,5 yuan, while the minimum funding standard of medical insurance for employees is more than 4, yuan.

after deducting the personal account of employee medical insurance, the overall investment of employee medical insurance will exceed 2,4 yuan.

Therefore, it is still a distant thing for the two benefits to be even.

China has gradually raised the treatment standard of medical insurance for urban and rural residents in recent years, in fact, it is also trying to see whether the country can establish a medical insurance reimbursement system.

In the future, as long as the construction of social credit system is gradually improved, the collection of social security is constantly increasing, and the establishment of residents' income supervision system eliminates a series of loopholes in insurance participation, the most medical insurance, as a kind of social insurance, should be handled together with the old-age insurance when handling the transfer, and the specific process is as follows: 1. Employment in the transfer place and insurance payment.

2. I or the employing unit shall fill in the Application Form for the Transfer and Continuation of the Relationship between Basic Endowment Insurance and Basic Medical Insurance to the social security agency in the transfer place, apply for the transfer and continuation of endowment insurance and medical insurance, and present the Payment Voucher for Basic Endowment Insurance and Payment Voucher for Basic Medical Insurance issued by the original place of participation. 3. For those who meet the transfer conditions, the social security agency in the transfer place will send the Contact Letter on the Transfer and Continuation of the Relationship between Basic Endowment Insurance and Medical Insurance to the social security agency in the original insured place. 4. After receiving the contact letter, the social security agency of the original insured place transfers the relationship between basic old-age insurance and medical insurance, transfers funds according to regulations, and sends the Information Form on the Transfer and Continuation of the Relationship between Basic Old-age Insurance and Medical Insurance to the social security agency of the transferred place. 5. After the fund arrives in the account, the social security agency transferred to the place will continue the pension insurance, medical insurance relationship and personal account with the information form, and notify the employer or himself of the completion. At this point, our country will establish a kind of medical insurance at the end of the whole relationship transfer and connection procedure. By then, the so-called payment period will naturally be unified.