So how do novices start the fund's fixed investment?
1, plan the funds well.
First of all, investors must be clear: they must invest with idle funds. Therefore, before starting to invest, they must make a good budget and know how much idle funds they can invest in the fund besides the necessary expenses.
2. Know which fund is suitable for fixed investment.
Remember the first principle of investment: if you don't understand, don't vote. If you understand, you can vote with confidence. Be sure to understand the classification of funds before starting a fixed investment. Which fund is more suitable for fixed investment? Generally speaking, fixed investment and index funds are the best combination.
3. Where can I buy a fund?
You can choose to buy funds in the account field opened by brokers, or you can choose to buy funds on third-party trading platforms, such as Alipay and Tian Tian Fund. It is best to choose to buy in the venue, with the lowest handling fee. It is recommended not to buy in the bank, with higher handling fee and fewer choices.
4. Set the investment target and time.
Investment goals should be set according to everyone's actual situation. There is no uniform standard. It is suggested that 60% of idle funds be used for fixed investment of the fund. As for the investment time, the advantages of fixed investment can be better reflected through long-term investment. It is recommended to make a long-term plan, generally it is best to be about 3-5 years.
Once the fund starts to make a fixed investment, we must stick to it. You can't stop investing because of a temporary decline, or even buy more.