From November 5th, Huaxia Pension will hold a hybrid (FOF) open daily subscription and fixed subscription business for three years in 24, which means that China's first pension fund with fixed investment is officially listed.

The market has noticed that the target customer groups of pension target funds are getting younger and younger. According to the current retirement age, the audience of some funds even includes the post-9s generation. But in the current depressed market environment, will young people with less wealth accumulation and high living costs pay for the pension fund?

With the gradual disappearance of the demographic dividend and the cliff-like decline of the population, the arrival of an aging society has intensified the pressure on Chinese people to provide for the aged, and the problem of insufficient pension has become increasingly prominent, and individual pension is being strongly advocated.

As one of the pathfinders of individual pension, an innovative Public Offering of Fund-pension target fund was launched this year. On February 11, 218, the CSRC issued the "Guidelines for Pension Target Securities Investment Funds (Trial)" to standardize its definition and operation form.

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