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Fund management knowledge: How do novices buy and choose fixed investment funds?
How to choose the purchase fund and fixed investment 1: determine the financial objectives.

Fixed investment is a long-term process, so as to reduce investment risks and share investment costs equally. Therefore, when there are short-term fluctuations, investors need to treat them with a peaceful attitude.

How to choose a fixed investment when buying a fund 2: Choose a good fund company.

Fund rating has brought great convenience to investors. Investors can check the rankings of fund companies of different institutions and have a basic understanding of the situation of fund companies. After understanding the ranking, we need to comprehensively analyze the capital, operation and historical performance of this fund company.

How to choose the fixed investment of the purchase fund 3: Determine the timing of the fixed investment.

When the market is in a downturn, it is actually a good time to enter the market, but if it is a fixed investment for more than 50 years, the timing is not so important.

How do novices buy fixed investment funds?

1. Open an account. The account can be opened in a professional fund investment platform or in a bank.

2. Select the fund type of fixed investment. Different fund investments have different returns.

3. The timing of choosing a fixed investment fund.

4. After the selection is completed, it is a transaction. Submit the selected fund type and complete the transaction.

Fixed investment fund is a long-term investment, and the short-term effect is not obvious. Once you choose a fixed investment, you must have the concept of long-term investment. Long-term investment has a high rate of return, so you can consider signing a contract with a bank to make a fixed investment and let the money run automatically for a long time.

The fixed investment of the fund does not mean which one to buy. It depends on the investment and long-term increase of the fixed investment products of the fund, and judges whether it is worth investing according to the increase, and then estimates the fixed investment time and fixed investment income of the fixed investment fund. Fixed investment is set for some people who don't know much about investment skills, and the operation is relatively simple and convenient.