There are some skills when buying funds, but some novices don't know them, so they will be confused. So what are the skills to buy low and sell high funds? So today, Bian Xiao is here to sort it out for everyone. Let's take a look!

How to buy low and sell high in the fund?

Every citizen who buys a fund wants to buy it when the fund is adjusted back or the fund is low, and sell it after the fund rises, but it is difficult to judge the low position of the fund, so many investors always think that the fund has reached the lowest position when buying a fund, so they will bargain-hunting. Unfortunately, the fund is still falling, and the bargain-hunting failed and suffered heavy losses.

In fact, it is not difficult for funds that are on the rise to find low positions. For example, first find two retracement lows of the fund, connect the two lows and draw an upward trend line. As long as the fund price is adjusted back to the trend line again, it can be regarded as a low point.

Because for rising funds, the low point of each retracement is generally higher than the low point of the previous retracement, which will have a supporting effect, that is, when the price of the fund retreats to this position, it may not move and start to rise again.

Generally speaking, when operating a fund, if you want to buy low and sell high, you should buy when the fund position is low. When buying, don't buy the whole warehouse. You can consider buying in batches to reduce risks. When the fund falls, it can increase its position and redeem it when the fund rises, thus completing the operation of buying low and selling high.

It just means that when choosing a fund, you must choose a good fund to hold for a long time. If the fund you buy is not good, it may be a bottomless pit. Some funds have a long decline cycle, and the annual trend is a decline. If you choose such a junk fund, it will be a bottomless loss. In this case, you must redeem the stop loss in time. Do not hesitate.

It should be noted that the deadline for fund trading is 15:00. It is generally recommended to look at the fund valuation before selling. Among them, the fund bought before three o'clock can know whether it is up or down according to today's fund valuation. If it is up, it can be sold, if it is down, it can be considered.

If it is sold before 3 pm, it will arrive at the account before 24:00 on T day, and it will be calculated according to the unit net value after today's closing; If it is sold after 3 pm, it will arrive at the account before 24:00 of T+ 1, and it will be calculated according to the net value of the unit after closing tomorrow, that is, according to the net value of the next trading day.

Is the risk of fund loss low?

Low-and medium-risk funds may lose money, because low-and medium-risk funds are risky, not that there is no risk. In addition, low-risk funds do not guarantee the principal, and may lose the principal, but the possibility of loss is relatively small.

The types of medium and low risk funds are generally money funds or pure debt funds, among which money funds are mainly funds that invest in the money market, such as cash, bank deposits with a term of 1 year (including 1 year), bond repurchases, central bank bills, interbank deposit certificates, and large deposit certificates.

Therefore, from the investment direction, we can know that the money fund has little risk and almost no loss, while the pure debt fund is a fund that invests in bonds and does not invest in the stock market, so the risk is relatively small.

How do ordinary people buy funds correctly?

When buying a fund, you need to consider your ability to take risks. For example, if your ability to take risks is not strong, then don't consider high-risk fund types and give priority to low-risk fund types.

Just like the money fund, the possibility of general loss of the money fund is relatively small, the income is relatively stable and the liquidity is relatively good. It usually arrives at T+ 1, and the arrival time is relatively fast.

Then if you want to pursue high returns, you can give priority to stock funds, which are funds that invest in stocks, so the risks are relatively large and the fund fluctuations are relatively large. When the fund market is better, you can make more money.

In addition, index funds, hybrid funds, ETF funds, etc. They are also relatively risky, so when buying high-risk fund types, we should also consider our own risk tolerance. Don't buy all the funds when you buy them, because this is too concentrated. If you have a good risk tolerance, you can consider investing a small amount of money.

When investing in funds, you can invest in the form of fixed investment, because fixed investment can reduce risks to a certain extent, but it should be noted that the premise is to choose the right fund. If you don't choose the right fund, you will also lose money.