I purchased the Southern Hedging (Capital Guaranteed) Fund under the introduction of Dongguan Bank staff. Although there is no contract or agreement, if you are determined to buy the fund, it is recommended to take the following measures to ensure your rights and interests:
p>1. Understand the details of the fund: First, understand the specific situation of the fund, including the fund management company, investment strategy, risk level, fees, etc. You can obtain this information through the official website of China Southern Fund or the financial manager of Dongguan Bank.
2. Confirm the identity of the bank employee: Confirm the identity of the employee with the bank to ensure that he is a regular employee of the bank. If necessary, you can ask to see the other party’s work ID or other identification.
3. Recording or retaining evidence: During the process of communicating with bank staff about purchasing funds, recording can be made to retain evidence. This way, if a dispute arises in the future, you can provide this evidence to protect your rights.
4. Go through the procedures yourself: Although bank staff say they are willing to help, you should go through the procedures for buying funds yourself. You can ask bank staff to assist you, but make sure you purchase it under your own account. In this way, you can better understand your investment situation.
5. Pay attention to fund performance regularly: After purchasing a fund, pay attention to the performance of the fund regularly so that you can adjust your investment strategy when necessary. If you are not satisfied with the performance of the fund, you can contact Southern Fund Company or Dongguan Bank to learn about the specific situation.
6. Consult professionals: If necessary, you can consult a professional financial advisor or lawyer to ensure that your investment decisions are consistent with your financial goals and risk tolerance.
In short, when purchasing funds without a contract or agreement, you should proceed with caution, try to collect and retain evidence, and handle the procedures yourself. At the same time, pay attention to fund performance and seek professional help to ensure your investment rights.