2. The new fund is better than the old one.

3. It depends on the opening time of the fund. If you want to buy a stock fund, you must understand that the stock fund is risky and does not promise to protect the capital. Generally, at least 60% of the fund assets will be used to invest in stocks.

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Which is better, the new fund or the old fund?

In fact, there is no absolute answer whether buying a fund is "new" or "old". The following aspects can be considered:

First, in terms of liquidity, open-end new funds generally have a time of 1 to 3 months, during which redemption is suspended and liquidity is limited; Second, in terms of flexibility, the new fund is more flexible than the old fund, which is conducive to the rational distribution of market investment in the volatile market, while the old fund itself has a relatively high position and strong investment passivity.

Third, the most important thing is to judge the investment ability of fund managers. There is little difference between the old and new funds managed by the same fund manager in this respect. Relatively speaking, the old fund has more historical public information and performance data for reference.

Should I choose a new fund or an old fund to buy a fund? What's the difference between buying a new fund and buying an old fund?

The new fund is a newly issued fund product. Because there is no historical performance for reference, there are many uncertainties in the rate of return for investors, and the fund manager of the new fund may be junior, and the team running-in situation is even more unclear. The old fund has been issued in the market for a certain number of years. The past income of the fund can be referenced, and the past performance of the fund manager can also be seen.

How to choose between buying a new fund and buying an old fund?

First of all, it depends on the opening time of the fund. If you want to buy stock funds, you must understand that stock funds are risky and do not promise to protect the capital. Generally, at least 60% of the fund assets will be used to invest in stocks. Moreover, stock funds have a process of opening positions for about three months. If the market has been falling for the past three months, the newly bought fund will have a greater chance of losing money if it is agreed to open a position. Relatively speaking, the old fund has no time requirement for opening positions, but it also has 60% position requirements. Therefore, whether it is better to buy a new fund or an old fund depends on the stock allocation of the fund.