How can I put it? Take the Monetary Fund as an example. At present, the market is relatively stable and the risk is relatively small. First of all, money funds are generally divided into Class A and Class B, and the general customers are all Class A. Unless they have very large funds, they will be converted to Class B. Secondly, to buy money funds, you should choose large companies or funds with relatively large funds. It is generally recommended that more than 2 billion yuan. Otherwise, it will dilute your income. The annualized rate of normal income is about two points. Then finally, let's talk about the fixed investment of gold. This risk is not big, but fixed investment is a long-term income standard. It is suggested that if you don't make a fixed investment for more than three to five years, it is of little significance. There are many problems now, and it is also a good choice to have money to buy a little gold.