How much profit does 500 thousand buy reverse repurchase for one year?
15350 yuan, interest on reverse repurchase of treasury bonds = transaction amount * transaction price (transaction interest rate) /365* interest-bearing days.
Commission and handling fee collection: 1, repurchase in one, two, three and four days, 65,438+ten thousand yuan per day; 2. Seven-day repurchase is five thousandths; 3, 14 days repurchase is10/100000; 4. Twenty-eight days of repurchase is 20/100,000; Buy back 30/100000 for more than 5.28 days.
500,000 yuan to buy a one-year reverse repurchase, assuming that the interest rate of the national debt is 3. 1%, the commission charged for the reverse repurchase of the national debt is 300,000 yuan of the transaction amount, and the expected income of the reverse repurchase of the one-year national debt is calculated as follows: interest: 500,000 * 3.1%=15500 yuan, commission: 500,000 * 0.03 yuan.
At ordinary times, the expected return of reverse repurchase of national debt is similar to that of Yu 'ebao and Monetary Fund. However, at the end of the month, the end of the season and the end of the year, when the market funds are tight, the expected return of reverse repurchase of government bonds will soar, and the annualized expected return will exceed 10% and 20%.
How to choose national debt reverse repurchase and national debt?
Treasury reverse repurchase and treasury bonds are relatively stable investment methods, which are suitable for different types of investors and different investment needs. Investors should comprehensively consider their investment objectives, risk preferences and market interest rates when choosing treasury bonds and reverse repurchase of treasury bonds.
If the main goal of investors is short-term financial management and capital turnover, they can choose reverse repurchase of government bonds. If the main goal of investors is long-term asset allocation and steady income, they can choose national debt.
If investors have high risk tolerance, they can choose reverse repurchase of government bonds and get higher returns in the short term. If investors have low risk tolerance, they can choose national debt to obtain relatively stable income.
In the case of high short-term interest rate, the yield of reverse repurchase of government bonds may be relatively high, while in the case of low short-term interest rate, the yield of government bonds may be relatively high.