The way of fund purchase can only be solved by consulting relevant information. According to years of learning experience, if we solve the way of fund purchase, we can get twice the result with half the effort. Here, I'd like to share the experience of fund purchase for your reference.
What are the ways to buy funds?
There are several ways to buy funds:
1. Bank outlets: You can buy funds directly at the counters of banks such as Bank of Communications and Industrial and Commercial Bank of China, but you need to open an account, which has a certain threshold and complicated procedures.
2. Fund consignment websites: such as Alipay, WeChat, JD Finance, Tian Tian Fund, etc., you can directly open an account and purchase funds on these websites, which is simple to operate, but the threshold is high.
3. Securities company: You can directly open an account in a securities company, open a stock account, and then buy funds in it, but you need to charge a certain commission.
4. Bank APP: You can open an account and purchase funds directly on the bank APP, but you need to pay attention to choosing the fund that suits you to avoid the risk being too high or too low.
5. Third-party payment platform: You can open an account and purchase funds on third-party payment platforms such as Alipay and WeChat, and the operation is simple and convenient.
How to calculate the income from fund trading?
Fund income = (current price-subscription price) × transaction quantity+(current price-redemption price) × redemption quantity.
Among them, the subscription price refers to the price of buying the fund, and the redemption price refers to the price of redeeming the fund. In fund transactions, investors need to pay a handling fee, and the redemption price also needs to be deducted from the handling fee.
Take selling as an example, the income from fund selling = (current price-buying price) × transaction quantity+(current price-redemption price )× redemption quantity.
Skills and methods of fund purchase
The skills and methods of fund purchase are as follows:
1. Find the right fund type: different fund types have different investment objectives and risks, and choose the appropriate fund type according to the individual's risk tolerance and investment objectives.
2. Find the right time to buy: It is best to buy the fund after the fund raising period, and the net value of the fund begins to rise.
3. Consider the stability of fund managers: experienced fund managers can provide stable income and reduce investment risks.
4. Diversification: Don't put all your money in one fund, buy it separately, and buy a certain number of funds, so the risk of the fund will be smaller.
5. Fixed investment: Fixed investment can avoid timing risk and is suitable for long-term investment.
How much does the fund buy 10 yuan earn?
The income of the fund is determined according to the investment of the fund manager, so buying 10 yuan is not sure how much you can earn at most.
If you invest on the basis of the net value of the fund, when the net value of the fund rises, your income will also increase. However, the net value of the fund will be affected by market fluctuations, so you may see a decline in the net value of the fund after purchase, resulting in a decrease in your investment income.
Generally speaking, the return of fund investment is uncertain, which needs to be judged according to the market situation and the investment strategy of fund managers. If you want to know more about fund investment, I suggest you consult a professional investment consultant or consult relevant investment guides.
Fixed investment time of the fund
You can choose to invest once a week, such as Monday to Friday, or once a month, such as 1 every month.
The fixed investment time of the Fund has no fixed investment period. Investors can choose different funds according to their risk tolerance and sell them at any time. However, fixed investment can not eliminate the risk, and the fund still has the risk of loss.
So much for the introduction of fund purchase methods.