Let me give you an example: suppose I buy H fund with 65,438+10,000 yuan and buy it according to the latest unit net value 1 yuan confirmed by H fund on the same day (unit net value refers to the unit price of a fund), then I will buy: 100000 yuan1000, ignoring the subscription fee. We need to explain clearly here.
During my holding period, assuming that the unit price of H fund rises from 1 yuan to 2 yuan, the value of 654.38+10,000 H funds I hold is: 100000×2 yuan = 200000 yuan. Conversely, if the unit price of H Fund drops from 1 yuan to 0.5 yuan, then the value of the 654.38+10,000 H Fund I hold is: 100000×0.5 yuan = 50,000 yuan. (All the above situations are carried out under the premise of ignoring all handling fees such as subscription fees. Don't spray. )
When you want to sell the fund, it shall be settled according to the latest unit net value (submitted before 3 pm) on the day of selling, which is also the latest unit net value × your share-miscellaneous fees = selling value. The handling fee is listed in the fund information, and the handling fee of different funds is different. When you sell it, the fund company has calculated it for you, and finally the money in your account is the balance after deducting all expenses.
In addition, it should be noted that funds are different from stocks. Domestic stocks are T+ 1 trading mechanism (that is, you can buy them today and sell them tomorrow), while funds are successfully subscribed tomorrow, but the transaction fee for funds within 7 days is particularly expensive, which also encourages users to hold funds more patiently and gives fund managers more time to trade.
Finally, I would like to remind you that the stock market is risky and investment needs to be cautious.