What is a hybrid fund?
Hybrid funds are * * * mutual funds, and there are fixed-income investments in their portfolios, such as growth stocks, income stocks and bonds. The purpose of hybrid fund design is to let investors diversify their investments by choosing a fund type, without buying different styles of stock funds, bond funds and money market funds.
Hybrid fund:
Hybrid funds adopt both aggressive and conservative investment strategies, and their returns and risks are lower than those of equity funds. Gao Qian bond and money market are risky financial products, and some well-run hybrid funds are expected to surpass the level of equity funds.
Hybrid funds are divided into:
1, partial stock funds (50%-70% share allocation ratio, 20%-40% bond ratio) have higher risks, but the historically expected annualized rate of return is also higher.
2. Debt-biased funds (20%-40% share allocation and 50%-70% bond allocation) have low risk and historically expected annualized rate of return.
3. Balanced funds (the proportion of stocks and bonds is relatively average, about 40%-60%) The risks and expected annualized returns of balanced funds are relatively moderate.