1. The purchaser has the household registration in the restricted area where the house is to be purchased, or the household registration is not in the restricted area where the house is to be purchased, but the social security has been paid continuously for more than 12 months, so he can purchase the house in the central city.
2. Buyers who have registered residence in this city or are not registered in this city but are employed in Chengdu can buy houses in suburban (city) counties.
3. Families with two or more children can buy 1 set of new houses on the basis of the existing number of restricted purchases.
4. Newly purchased commercial housing and second-hand housing can only be transferred after two years from the date of obtaining the certificate of immovable property rights or three years from the date of filing the previous land use contract.
5. If an individual transfers the only family house in this city, the period of exemption from value-added tax is 2 years. If the house is rented as affordable rental housing, a new house can be purchased at one time.
6. The down payment ratio of provident fund loans will be lowered by 10%, and the loan amount for the first suite of dual employees will be increased to 800,000.
7. Encourage all banking financial institutions in the city to optimize real estate financial services in a timely manner, and appropriately reduce the down payment ratio and interest rate pricing level of individual housing loans.
On May 3, 2022, the Ministry of Housing and Urban-Rural Development of Chengdu issued the Notice on Further Optimizing and Perfecting the Real Estate Policy to Promote the Stable and Healthy Development of the Market, which involved relaxing the qualifications for buying houses, reducing taxes and fees, allowing more children to buy houses, and increasing the amount of provident fund loans. The policy was formally implemented on June 1.
Can Chengdu settle down when buying a house?
Buying a house in Chengdu can't be settled. After buying a house, you can only settle down after paying social security for one year. According to the Notice of Chengdu Municipal People's Government on Perfecting the Housing Purchase Policy in Chengdu, purchase commercial housing or second-hand housing with a construction area of over 90 square meters within the administrative area of Chengdu;
People outside the city who have obtained the house ownership certificate and participated in social insurance 1 year in our city according to law can apply for registration of their own, spouses and minor children's accounts at the place where the house is located.
Article 16 of the Measures for the Administration of Household Registration Services in Chengdu meets the requirements for household registration, and may declare household registration to the public security organ where the house is located.
Houses that can be settled by households should be prepared with the number of gatehouses (hereinafter referred to as houses), including: legally stable residences (including rural socks houses), affordable housing for units or troops, barracks for troops, self-built housing for units, and urban complete housing rented by rural residents in this city (towns have no self-owned housing). Other leased private houses, non-residential houses and illegally built houses shall not be registered.
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