Many investors will want to hold funds for a long time when they buy funds, and think it is more troublesome to hold funds for a short time. So will the fund have a stable income as long as it is held for a long time? Do most people in the fund lose money?

Is the fund stable as long as it is held for a long time?

Funds are not only held for a long time, but also venture capital. When the market is bad, you may lose money. Generally speaking, money funds are the least risky. If you hold the money fund for a long time, you are more likely to make money, but you may not make much money. Because the risk of the money fund is very small, it is not easy to lose money and the income is relatively low.

If it is a relatively risky fund type, such as: stock fund, index fund, hybrid fund, etc. Then when the market is bad, it will seriously lose the principal, so when buying, you must be cautious, know more about the fund, know more about the fund, and reduce the possibility of loss.

Do most people in the fund lose money?

At present, there are no statistics on how many people have lost money in the fund, but the fund is a risky investment. When the fund market is not good, some people will lose money. The main purpose of buying and selling funds is to earn the difference, which has little to do with whether others lose money. If investors can't bear any risks themselves and just want to protect the capital and interest, then it is recommended not to buy funds. Funds are risky and time deposits can be given priority.

When investing in funds, we should pay attention to the risks of funds, don't buy funds blindly, analyze according to our own situation, and then choose the appropriate fund type.