According to national regulations, the basic medical insurance for urban and rural residents combines personal contributions and financial subsidies. The personal payment standard for the basic medical insurance for urban and rural residents in 2023 is 350 yuan per person, and the financial subsidy standard is no less than 610 yuan per person.

The basic medical insurance for urban and rural residents covers all urban and rural residents except those covered by the employee basic medical insurance.

The scope of insurance includes: rural and urban non-employed residents (including primary and secondary school students and preschool children); various full-time ordinary college and technical secondary school students; people who have applied for local residence permits; and other personnel stipulated by the state, provinces and cities.

The payment deadline for participating in the 2023 Urban and Rural Resident Basic Medical Insurance is December 31, 2022, and various regions can extend it appropriately according to actual conditions.

A piece of bad news: Payments have increased again this year, and the payment standards will be raised again in 2023.

According to the official standard, it is 350 yuan per person, which is 30 yuan higher than this year’s New Rural Cooperative Medical System standard.

Therefore, for farmers, the increase in new rural cooperative medical expenses may be "bad news"!

This payment standard is stipulated by the state. On July 8, the three major national departments issued the "Notice on Providing Basic Medical Security for Urban and Rural Residents in 2022", which clearly stipulates that the "Notice" requires reasonable increases in residents' medical insurance.

Financing standards, the per capita financing standard reaches 960 yuan, of which the financial subsidy standard is increased by 30 yuan per capita, reaching no less than 610 yuan per person per year; accordingly, the individual payment standard is simultaneously increased by 30 yuan, reaching 350 yuan per person per year.

Continue to allocate a certain amount from the resident medical insurance fund for critical illness insurance funds for urban and rural residents. Individuals can enjoy critical illness insurance benefits without paying additional fees, reducing the burden of high medical expenses.