Choosing a fund is the first step of fund investment. Choosing a good investment target can make us worry-free and labor-saving in the investment process, and at the same time get good returns. It is not easy to choose a reliable fund and hold it for a long time, and it is not difficult to say it is difficult. We mainly look at a few points.

Basic information of fund managers

The basic information of the fund includes the background, working years and experience of the fund manager, as well as the investment philosophy and logic of the fund manager. Many people ignore this. The investment strategy and logic of the fund manager are finally reflected in the performance of the fund. Fund managers have mature and perfect fund investment ideas and logic, and the probability of managing reliable funds is high.

Performance of the fund

The fund performance we are talking about here is not only the ranking of the short-term performance of the fund, but also the comprehensive performance of the fund, including the long, medium and short-term performance of the fund and the performance of each stage. Long-term performance can explain the sustainability of fund income, and the performance of each stage of the fund can explain the stability of fund performance.

Risk control of funds

Good risk control is an important symbol of reliable funds. We can use several specific indicators to digitize the risk control level of the fund, one is the maximum withdrawal and the other is the sharp ratio. The maximum withdrawal index can be used to describe the biggest loss that the fund may face in a period of time. The smaller the maximum withdrawal, the smaller the possible loss in the unified stage, and the Sharp ratio can be used to measure the income that the fund can obtain on the basis of taking certain risks. The higher the Sharp ratio, the higher the excess return under the same risk. The fund investment experience with reasonable retracement and high sharp ratio is better.