First: target risk control
That is, when investors choose fund products, they should adhere to the investment philosophy of not giving up until they reach their goals.
Second: Mechanism risk control.
Participation in new fund investment usually has a closed period of three months, which provides a certain closed operation cycle for the net value growth of open-end funds and creates conditions for investors to gain opportunities for net value growth. Of course, investors can also choose a financial fund with a certain closed period, which is also a good way.
Third: conceptual risk control
That is, investors need to adhere to long-term investment, diversified investment, value investment and rational investment when investing in fund products. Allocate idle funds among bank deposits, insurance and capital markets, control the investment ratio of stock fund products, and choose your own radical, steady and conservative fund product portfolio.
Fourth, risk control of covering positions.
For fund products with good fundamentals, investors can take advantage of the favorable opportunity of the decline in the net value of fund products under the volatile market and choose the opportunity of low-cost covering positions, thus playing the role of sharing the cost of buying the base.
Fifth: phased risk control
That is, investors follow the investment operation rules of different types of fund products and carry out risk control: money market funds mainly invest in one-year money market instruments, free of redemption fees and with strong liquidity; Bond funds have a certain relationship with the adjustment of monetary policy; Equity funds cannot be separated from the economic cycle; QDII fund products need to consider the economy of the investing country, especially the exchange rate fluctuation; Graded fund products need to grasp the spread arbitrage between the net value of fund products and price fluctuations.
Sixth: risk control of fixed investment
That is to say, adopting fixed channels, using fixed funds and choosing fixed time investment mode can smooth the fluctuation of securities market and reduce the investment risk of fund products.