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Fund managers born in the 1990s lost 20% within 10 days of taking office and their performance was embarrassing. Is being too young an advantage or a disadvantage?

Being too young for investing can be a disadvantage.

Although young people have the ability to be exposed to new things faster, they have much less experience than the elderly. When it comes to investment, we still need to take a long-term view and judge it based on previous historical rules. Therefore, I think young people have less experience in investing.

There isn't much of an advantage.

1. Young people are impulsive and prone to losses.

The character of middle-aged people is much calmer than that of young people, and it is precisely in terms of investment that a calm character is needed.

Young people are very impulsive in doing things. When they make their own judgment and feel that the future trend of this fund is very good, they will advise their clients to invest money in the fund. Once their judgment is wrong, it will lead to the loss of clients.

There was a serious loss of money.

For many middle-aged people, when they hear other people’s negative voices, they will still carefully consider whether what others say is correct.

After comprehensive consideration, they will advise the client which fund to buy, which will be more stable for the client's capital.

2. Young people have more experience than old people, which will affect profits.

Many investment schools now teach these young people theoretical knowledge, but rarely let these young people practice it. Only when they enter the workplace can they really start investing with other people's principal.

This also leads to the fact that these young people have much less experience than middle-aged people. They have no way to judge the future direction of the real market from the knowledge in books.

For these young people, if they want to know the direction of history, they need to read various materials and cannot imagine the real scene at that time, so it is difficult to make the most correct judgment.

But for middle-aged people, they have personally experienced these large fluctuations, so they know how to deal with these situations, and they also know which type of fund to choose under the current circumstances.

Experience is very important in the investment industry, so young people are indeed far behind those middle-aged people in this aspect.

For ordinary people, the trend of the fund may bring them certain losses, but for large customers, a little fluctuation of the fund will have a serious impact on their principal.

So when choosing a fund manager, I think older ones may be more stable.

Young people are still newcomers when they first enter the workplace. They also need to continue to learn in order to grasp the future direction of the fund. Therefore, being too young does not have much advantage for this industry. On the contrary, they may be disadvantaged because they are too young.

I suffer a loss, so I trust older fund managers more.