Introduction of Shanghai Children's Fund Insurance
If you want to know more about Shanghai children's fund insurance, you can start with its characteristics, how to handle it, treatment and so on. Let's follow me through this article to understand the characteristics, handling and treatment of children's fund insurance. What kind of critical illness insurance are there for children? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.
First, the characteristics of children's fund insurance
1, non-profit social welfare undertakings;
2. Low cost and high degree of protection;
3. Convenient settlement procedures;
4. Children who are already seriously ill can also participate;
5, serious illness specialist outpatient service can also be paid by the fund according to regulations.
Second, how to handle the children's fund insurance procedures
Primary and secondary school students and children in children's parks are handled by the school. Children aged 0-5 who have not entered the park or attended kindergarten should apply for children's fund insurance at the street and town hospital where their household registration belongs within 30 days after the full moon.
3. What kind of treatment do you enjoy participating in children's fund insurance?
Once the children's fund insurance is hospitalized due to illness or injury, it should show the medical certificate of the children's hospitalization fund and the settlement certificate of hospitalization medical expenses.
1, 50% hospitalization advance payment can be exempted when admission;
2. When discharged from hospital, except deductible, 50% of medical expenses paid by children's hospitalization fund can be exempted. Children's hospitalization fund can also pay 50% of outpatient treatment expenses for leukemia and other serious diseases. The maximum cumulative payment per person per academic year is 654.38+10,000 yuan.
Taking Shanghai as an example, the insured objects of children's fund insurance are mainly:
(1) All students registered in primary and secondary schools (including technical secondary schools, technical schools, vocational schools and special schools);
(2) Preschool children (0-5 years old) with permanent residence in Shanghai (including residence permit valid for more than one year);
(3) Children under the age of 18 with permanent residence in Shanghai and a disabled card;
(4) Preschool children who meet the requirements of "foreign wives";
(5) The children of migrant farmers approved by the district education administrative department are mainly school students.
As can be seen from the above, Doyle Children's Fund Insurance is not for profit, but mainly to ensure the healthy growth of "flowers of the motherland". Participating in children's fund insurance is not only low in charge and convenient to handle, but also high in protection and good in treatment, which parents should consider.
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The role of children's hospitalization medical fund certificate
Children's hospitalization fund medical card is a necessary document for medical treatment. Now whenever a child is ill and hospitalized, this medical card is generally used to prove that the patient enjoys the treatment of the children's hospitalization fund. Like the medical insurance card, its role can not be underestimated.