Because now is the era of credit currency, the value of money is very important. If it is a country, in fact, many different countries will keep some foreign exchange reserves to cope with the possible currency crisis at any time. Currency devaluation is one of the problems that should be paid attention to in the currency crisis. Currency devaluation is caused by inflation. This means that the actual purchase of monetary units is less than the previous monetary units. Currency depreciates, prices rise, and goods and services purchased decrease. The decline in purchasing power affects the cost of living of ordinary people and eventually leads to a slowdown in economic growth. Therefore, in order to resist the devaluation of the currency that may be caused by inflation, as ordinary investors, we also need to have certain countermeasures, that is, allocate some favorable assets.

For thousands of years, gold has been a hard currency and an internationally recognized metal currency, so its value is almost unchanged. In addition, gold is a non-renewable resource, so in the long run, the overall price of gold is rising, so such asset allocation has certain stability. In addition, in fact, the largest credit currency system, the US dollar, is the only convertible currency of gold, so when inflation around the world leads to currency depreciation, the price of gold will rise, so if you hold gold assets at this time, you will not lose, but gain. There is another problem that needs attention, that is, gold assets are not 100% anti-inflation, because gold assets are in a wave-like state of progress, so when investing, we should carefully analyze its fluctuation trend, control the investment cycle, and strive to achieve reasonable profit-taking.

Funds are various types of funds with different risk levels. In contrast, natural risks with high returns are greater. Therefore, if you invest in these high-risk funds, you need to invest a lot of money at one time and bear huge risks. However, if we use different investment methods, as long as we find the right funds and fix the investment funds next time, we can amortize the investment cost in a long time, and at the same time we can avoid the possible losses when the price is high to a great extent. Once you start investing, investors don't have to worry too much about market fluctuations, because as long as you persist for a long time, you can go through a smile curve in about 5-7 years and finally achieve profitability. Such a fixed investment operation can ensure a better appreciation of wealth, thus reducing the impact of currency depreciation.

It should be noted that regular investment is more suitable for index funds or stock funds with higher expected returns, because the low risk of funds does not have the significance of regular investment, even if the returns will not be greater. Perhaps, in times of inflation, you can choose a currency to avoid devaluation. Most people used to think of real estate, but at present, the real estate market is close to saturation, and the value of real estate is not very good. Therefore, it is easier to operate and the management method is more suitable for most people. I suggest that the allocation must be gold assets, and you can try capital investment.