Jianxin Gan Yuan Anxin (Seven Days) is a fixed-income online financial product issued by CCB. The investment cycle is seven days, with low risk. You can redeem the wealth management products after seven days. The application for redemption must be made within the specified time of bank redemption, which is generally the afternoon of the open day 15. After the redemption application is accepted by the bank, it will not be received immediately, but will be processed within two working days, that is, t+2 will be received. China Construction Bank's "Gan Yuan-Anxin" (seven days) fixed-income open RMB wealth management product was established on July 4, 20 18, and it is a non-guaranteed floating income product. This product takes every 7 natural days as an investment cycle, and the open day is every Wednesday. According to the agreement in the product manual, the product has a performance benchmark A and a performance benchmark B, where A is 4% and B is 5%. If the cumulative annual yield of a product in a single cycle is between 4% and 5%, the product manager will charge more than 20% as an excess performance reward. If the cumulative annualized rate of return exceeds 5%, 80% will be charged as an excess performance reward. Investor income = customer share * (net product value at redemption-net product value at purchase).