The use of medical insurance cards does have certain cross-regional characteristics, but its use in other places requires an application process.

According to the policy, individuals need to apply to the local social security bureau for relocation, and they can only use it in other areas after being approved.

Although the functions of the medical insurance card include outpatient payment, drug purchase in pharmacies and hospitalization expense reimbursement, in actual operation, there may be certain usage restrictions in different regions.

The cost of the medical insurance card is borne by both the individual and the company. 2% of the personal portion goes into the personal account and is mainly used for outpatient expenses and self-payment.

Most of the 8% paid by the company goes into social pooling accounts, and young people have relatively less funds in their personal accounts.

When you are hospitalized, you only need to bring your medical insurance card and medical records to settle the bill at a designated hospital. The self-pay part will be borne by your personal account, and the reimbursement part will be handled by the medical insurance center and the hospital through the overall account.

However, there are also irregularities in the use of medical insurance cards, such as illegal shopping and cashing out, which not only threaten the safety of medical insurance funds, but also damage the public's medical insurance rights.

To solve these problems, it is necessary to strengthen the publicity of medical insurance policies, correct the public's misconceptions about medical insurance cards, and at the same time strengthen supervision, implement zero tolerance for violations, and crack down severely. If illegal sales of non-medical insurance products, cash out, etc. are found, they must be dealt with seriously and dealt with

Hold accountable.

In addition, improving the medical insurance supervision mechanism and cooperating with departments such as social security, health, drug administration, public security, and industry and commerce to form a joint force to ensure the reasonable and compliant use of medical insurance cards is the key to ensuring the stability of the medical insurance system and public rights and interests.