There are three channels for buying and selling funds. Novices can buy, sell or make fixed investments by bringing their ID cards to a securities company or a bank account. The minimum purchase of an exchange-traded fund is 100 shares. For example, the current closing price of 163503 is 0.5 yuan. It only costs about 60 yuan to buy 100 shares. Over-the-counter fixed-term investment starts from 100-300 yuan. Different banks have different standards, which can be compared. The cheapest ones are on-site trading: securities company open-end funds, index Funds, closed funds, LOF funds, stocks, warrants, and bonds can all be bought and sold. There are more than 590 kinds of open-end funds. 1. Bank subscription: It is the worst way to buy and sell funds: the front-end fee is a subscription fee of 1.5%, the redemption fee is 0.5%, and the back-end fee is a redemption fee of about 2%, but that is for a holding period of no more than half a year. , the redemption fee is charged on an annual basis, and is generally waived if held for more than 3 years. Each bank can purchase about 100 types of funds, and it takes 4-7 days for the money to arrive, which is a long time. Maybe the market has changed and you want to subscribe again, but the money has not arrived. It is the worst way to buy and sell funds. two. Go directly to the fund company to subscribe online: the subscription fee is 1.5% and you can get a 40% discount, and the redemption fee is 0.5%. Each fund company can purchase its own funds and must register with multiple fund companies online. After opening online banking, it takes 4-7 days for the money to arrive when redeeming, which is a long time. Maybe the market has changed and you want to subscribe again, but the money has not arrived. Opening online banking and registering with multiple fund companies online is troublesome and a poor method of buying and selling funds. three. Open a securities account, sit at home, and subscribe online without going to the bank. Buying funds from a securities company: The subscription fee for buying is 0.3%. The redemption fee for selling is 0.3%. Open-end funds such as: Southern Active Allocation, Southern Gaozeng Guangfa Small Cap Fund, you can also buy index funds, which are 8 ETF funds, such as : E Fund Shenzhen 100 ETF, China AMC SSE 50, AIA Dividend ETF, the advantage is that the cost is low, the handling fee for buying and selling funds in securities companies is 0.3%, no stamp duty is required, funds arrive quickly, are immediately available, and can be used immediately, which can avoid redemption 4- After 7 days of waiting, use the securities account to subscribe for new funds, and the subscription fee will be returned to the investor.