Fees that need to be paid when purchasing a house include deed tax, stamp duty, bank mortgage fees, maintenance funds, property management fees, title registration fees and transaction fees.

The deed tax varies depending on the area and nature of the house.

For ordinary houses with an area of ??less than 90 square meters and which are the only residence of the family, the tax can be levied at a reduced rate of 1%; for ordinary houses between 90 and 144 square meters, the tax rate is 1.5%; for ordinary houses and non-residential houses exceeding 144 square meters, the tax rate is 1%.

3% levy.

Stamp duty is paid directly when the contract is signed and is usually 0.05% of the property price.

Home buyers generally pay stamp duty together with the down payment so that the developer can process the contract registration and property certificate.

Bank mortgage fees refer to the fees that need to be paid when applying for a mortgage loan. The fees charged by different banks may vary.

The maintenance fund is 2%-3% of the purchase price, which is used to repair public facilities and public equipment.

According to the charging method, the maintenance fund can be calculated as 2% of the total house payment.

The property management fee is calculated from the date of receiving the house, generally starting from the date when the house is accepted by the buyer.

If the developer issues a Notice of Occupation and the buyer does not occupy the building without justifiable reasons, the property management fees may start accruing one month after the Notice is issued.

The ownership registration fee is a fee that needs to be paid when applying for a real estate certificate. It is generally 80 yuan per unit.

The transaction fee varies according to the type of house. The fee for residential construction area is 3 yuan per square meter, and the fee for non-residential construction area is 11 yuan per square meter.

How are taxes calculated?

Taxes are calculated as follows: General taxpayers.

The calculation formula is: tax payable = current output tax - current input tax; output tax = sales × tax rate; sales = tax-inclusive sales ÷ (1 + tax rate).

Output tax refers to the amount of VAT payable by the taxpayer calculated based on sales volume and VAT rate.

When a taxpayer provides taxable services, the tax amount calculated based on sales volume and the VAT rate is the output tax amount.

Input tax refers to the value-added tax paid or borne by taxpayers when purchasing goods, receiving processing, repair and repair services or taxable services.

When a taxpayer purchases goods or receives services, the amount of tax calculated based on the amount paid and the VAT rate is the input tax.