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I have been using Alipay to buy funds. What are the benefits of buying funds from securities accounts? How much is the handling fee?
If the funds redeemed from the fund transaction suffer losses due to the theft of Alipay account, after verification, the user can get compensation according to the account security insurance. Therefore, during the fund transaction, the funds are guaranteed by Alipay, so it is safe in terms of security.

As for the handling fee, it depends on the fund purchased, because different funds charge different fees. Under normal circumstances, the fees charged by Alipay for purchasing funds are lower than those charged by banks, securities companies and other channels.

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Precautions:

Regular financial products: low-risk, low-threshold financial products. The income is linked to the fixed period, and the fund has a closed period, from 7 days to one year. Investors can choose flexibly according to the turnover cycle of funds. Without professional knowledge, small white investors can manage their finances easily.

Bond funds: More than 80% of the funds are invested in the bond market, and their risks and returns are lower than those of equity funds. Especially in 20 17, bond funds have gone through a bear market for a year, and the income of most pure bond funds is not as good as that of money funds, so their popularity is not as good as that of the above-mentioned wealth management products. It is more suitable for investors who pursue asset preservation.

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