How to invest in the fixed investment of the fund;
Choose a good platform.
There are two common channels for fund investment: direct selling and consignment.
Direct sales channel is the fund company's own sales channel, but the disadvantage is that the rate may not be so low, so we can only choose our own products, and the selectivity is not great. For example, how to buy Tian Tian Fund Network: (1) Open and log in to a personal account; (2) Click on the fixed investment zone on the homepage and click on the fixed investment ranking; (3) Inquire about fund performance by type and time, and select funds; (4) Click on the fixed investment to set the amount and time.
Consignment channels include banks, securities companies and Internet platforms. Among the three channels, the Internet channel has the most abundant products, and the handling fee is also much more favorable. For example, how to make a fixed investment in Alipay: (1) Open and log in to Alipay, and click Finance on the home page; (2) click on the fund; (3) Click on the fund ranking; (4) Select the appropriate fund products; (5) Click Fixed Investment; (6) Set the amount, payment method and period, and finally click OK.
2. Set the take profit point
That is to say, set a yield target for the fixed investment when it is fixed. Once the goal is achieved, it will automatically make a profit. This way can really be a lazy investment. However, it should be noted that the fund should have reasonable income expectation, and don't set the take profit point too high.
3. Fixed investment according to the proportion of income.
According to your own income, it is also a good way to invest a certain proportion of your income. This way will be more flexible. If the monthly salary is not fixed, such as sales, you can try the following method. This can not only ensure life, but also make fixed investment in the fund to obtain income. For example, 15% of the monthly salary is used for the fixed investment of the fund.
How to collect the handling fee:
Including subscription fee, redemption fee, sales service fee, subscription fee, management fee, operation fee, transaction commission and custody fee. No fixed investment fee is charged at the time of subscription, but subscription fees at different rates are charged according to the holding time at the fund redemption meeting.