county (district) people's governments, relevant municipal departments, and Bazhong Economic Development Zone Management Committee:

The Nine Measures for Promoting the Healthy Development of the Real Estate Market in Bazhong City have been approved by the 141st Standing Committee Meeting of the Third Municipal Party Committee and the 71st Executive Meeting of the Third Municipal Government, and are hereby printed and distributed to you. Please earnestly implement them.

Bazhong Municipal People's Government Office

April 23

Nine measures to promote the healthy development of the real estate market in Bazhong City

I. Regulating market supply and demand

(I) Controlling the total land supply, optimizing the land supply structure, scientifically arranging ordinary commercial housing, high-quality housing and improving urban functional land. According to the market situation and the wishes of land users, by adjusting land use and planning conditions, we will guide the transformation and utilization of undeveloped real estate land for the development and construction of shed reform, public rental housing and state-supported emerging industries, pension industries, cultural industries and sports industries. For projects developed and constructed in accordance with new uses or new planning conditions, the relevant land use procedures shall be re-handled, and the corresponding land price shall be re-approved.

(2) Purchase qualified new commercial housing, judicial auction housing or stock housing as resettlement housing and public rental housing according to laws and regulations, and gradually reduce the approval of new public rental housing projects.

(3) intensify the monetization resettlement of shed reform, and the monetization resettlement ratio must reach 4% (in principle, the residents in shanty towns with only one set of housing will not be compensated in cash). The monetary resettlement of shed reform can use the special loan of CDB shed reform.

(4) increase the intensity of "de-administration", cancel all housing purchase restriction measures and the "9/7" policy (that is, the housing with a building area of less than 9 square meters in new commercial housing accounts for more than 7% of the total development and construction area), and allow enterprises to develop and build housing that meets various market needs.

second, strengthen financial services

(1) for families who buy the first ordinary self-occupied house, the minimum down payment ratio of the loan is 3%, and the loan interest rate is .7 times of the benchmark loan interest rate.

(2) For families who own a house and the corresponding housing loan has not been settled, in order to improve their living conditions, they should apply for commercial personal housing loans again to buy ordinary self-occupied houses, and the minimum down payment ratio should be adjusted to 4%.

(3) For households with a set of housing and the corresponding housing loan has been settled, in order to improve their living conditions, they should apply for commercial personal housing loans again to buy ordinary self-occupied housing, and apply for mortgage loans according to the first suite.

(4) financial institutions provide loans (excluding provident fund loans) to residents' families to buy self-occupied ordinary commercial houses in the city according to national policies, and the loan interest rate does not exceed (including) the benchmark loan interest rate announced by the People's Bank of China for the same period, and the loan contract signing time and loan issuance time are from May 1 to October 31, and the beneficiary city, county (district) finance will give financial institutions a one-time subsidy of 6% of the loan amount.

Third, encourage the use of provident fund

(1) Applicants who have no housing loan balance (including commercial housing loans) and buy ordinary self-occupied housing for their families will all follow the first home loan policy. Cancel the certificate of the number of family houses issued by the Housing Authority.

(2) for the first ordinary self-occupied house, the minimum down payment ratio is 2%. When employees have self-occupied housing loans from commercial banks, in order to improve their living conditions, they will apply for housing provident fund entrusted loans to buy ordinary self-occupied housing again, and the minimum down payment ratio is 3%.

(3) loans can be made when there is no balance of provident fund loans and the balance of provident fund accounts is not less than the full amount paid in six months.

(4) If you buy ordinary self-occupied houses in the city, after paying the down payment, you can use the provident fund loan for the rest of the house.

(5) The validity period of the loan application is relaxed from the original 12 months to less than 24 months. Near retirement, with repayment ability and good personal credit, the loan period can be relaxed to 1-1 years after retirement.

(6) After paying the housing provident fund in full for 3 months, you can withdraw the housing provident fund to pay the house rent; Cancel the tax payment certificate of house lease.

(7) if the housing provident fund is withdrawn to repay the house purchase loan, the amount shall be adjusted to the amount of the house purchase loan that has been repaid 12 months before the withdrawal.

IV. Remission of related fees

(1) 5% of the total amount of civil air defense off-site construction fees, termite control fees, urban infrastructure supporting fees, soil and water conservation compensation fees, bulk cement special funds and new wall materials special funds shall be paid when going through the construction application procedures, and the rest shall be paid off until the project is completed and accepted.

(2) 3% of the total tap water access fee shall be paid at the time of declaration, and the rest shall be paid before the end of household installation; 3% of the total amount of natural gas network access fee shall be paid at the time of declaration, and the rest shall be paid before gas supply.

(3) for the construction of public rental housing and the transformation of various shanty towns, administrative fees and government funds are exempted.

V. Implementation of house purchase subsidy

(1) Where the first or second set of improved ordinary commodity houses are purchased in the old towns of Bacheng and counties, and a formal online contract is signed, the beneficiary finance will give the house owner a subsidy of 1 yuan/m2 for each house; If the first or second set of improved ordinary commodity housing is purchased in the new district or new town, and a formal online contract is signed, the beneficiary finance will give the owner of each housing a subsidy of 2 yuan/m2. Commercial housing that enjoys housing subsidies shall not be transferred from the time of signing the online contract to the time of obtaining the "Property Ownership Certificate".

(2) Strictly control the price of subsidized commodity housing. The sales price of commodity housing that enjoys price subsidies shall not be higher than the monthly average price of the area where the housing is located.

VI. Implementing tax incentives

(1) According to the relevant provisions of the Measures for the Implementation of Deed Tax in Sichuan Province, the applicable tax rate of deed tax for the transfer of housing ownership will be lowered from 4% to 3% (effective from June 1).

(2) if an individual sells a non-ordinary house that has been purchased for more than 2 years (including 2 years), business tax shall be levied according to the difference between his sales income and the purchase price of the house; Individuals who purchase ordinary houses for more than 2 years (including 2 years) for external sales shall be exempted from business tax.

(3) if an individual obtains monetary compensation due to the expropriation of a house and uses it to purchase a renovated resettlement house or exchange the property rights of the house and obtain a renovated resettlement house, the deed tax shall be reduced or exempted according to the relevant provisions. Personal compensation for demolition obtained by individuals shall be exempted from personal income tax according to relevant regulations.

VII. Maintaining environmental order

(1) Strengthening the supervision of the real estate market. Severely crack down on the "three violations" construction, and make it hard to investigate and deal with illegal sales, false propaganda, and bid up housing prices in the real estate development field.

(2) On the premise that the funds for pre-sale of houses are strictly supervised and the risks are controllable, after the down payment is paid for the land for real estate development, the area of pre-sale houses can be determined at a rate not exceeding 8% of the actual land price paid, and the pre-sale permit for commercial housing can be handled. Pre-sale funds are closed, 7% is used to pay the land price and related fees, and 3% is used for project construction. Pre-sale funds shall be paid into the supervision account in full according to the sales contract, which shall be supervised by the construction administrative department, and the bank shall strictly implement the relevant provisions of the supervision account. Once there is "extracorporeal circulation" of housing funds, the pre-sale will be stopped immediately and the responsibility will be strictly investigated.

VIII. Optimizing administrative examination and approval

(1) Departments of planning, land and resources, housing and urban construction, civil air defense, meteorology, earthquake prevention, environmental protection, etc. should simplify administrative examination and approval procedures, optimize examination and approval procedures, speed up examination and approval time, and strengthen project process supervision.

(2) If the planning conditions are met, the development project can be optimized and adjusted after approval. If it is really necessary to adjust the nature of land use, it shall be examined and approved according to procedures under the premise of complying with laws, regulations and policies. Under the premise of not changing the necessary planning conditions such as land use nature and plot ratio, real estate development enterprises are allowed to adjust the Taoxing structure appropriately after the projects developed by stages are reported to the planning department for the record, so as to meet the reasonable demand for self-occupation and improved housing.

IX. Standardizing intermediary behavior

(1) The investigation and evaluation fee for lightning strike impact is reduced from 2‰ of the total investment or the value of the subject matter to 1‰.

(2) Design, exploration, drawing review, surveying and mapping, evaluation, supervision, cost consultation, all kinds of evaluation, and building material testing will be reduced by 1% on the basis of the 1% reduction stipulated in document No.34 [214] of Sichuan Office, and the inspection fee for building fire protection facilities will be reduced by 1% on the basis of the original 2% reduction.

(3) The environmental impact assessment of real estate projects included in the planning that has completed the environmental impact assessment can be simplified.

the above measures shall be implemented as of the date of promulgation and valid for one year.