The investment targets of money funds mainly include short-term treasury bonds, central bank bills, bank time deposit certificates and other products with high security, so the security of money funds is very high.

The income of the money fund is measured by the annualized rate of return of seven days and the income of ten thousand shares.

The 7-day annualized rate of return is the annualized rate of return for the last 7 days. Every 7 days is different, and there will be fluctuations. It can only be used as a reference standard, which does not mean that you will get this benefit every day after you buy it.

Ten thousand income refers to every ten thousand income, because the net value of the money fund is always 1, so ten thousand income is what you can get if you buy ten thousand yuan. The ten thousand returns of your fund this day are 1. 152, that is, if you buy 1000 yuan, you will get 1. 15 yuan.

Because the income fluctuates every day, so does the annual income, about 3.5%-4.5%.

It is precisely because the security and liquidity of money funds are relatively strong, so you can choose high-yield ones when you buy them.