If you need money, you can redeem it, you can redeem it in real time (T+0 arrives) or you can redeem it normally (T+ 1 arrives).
2. If the money is used, there is no hurry, and the redemption time is better from Monday to Friday;
If the redemption is normal on Monday, there will be gains on Monday, and the redemption funds will arrive on Tuesday;
If the redemption is normal on Friday, the redemption funds will arrive next week (there will be income on Saturday and Sunday);