In late June, people's livelihood headlines of major news media were paying attention to and commenting on the "Chengde social security fraud case". The words "9 million, deficit, fraud" have greatly attracted the attention of the public and greatly affected the credibility of social security. Aside from other negative comments, as a social security practitioner, the author tries to restore its process and objectively analyze the faults of the insured, the injurer and the social security department in this incident and the warning significance of this case.

First, restore the event procedure.

Judging from the media and my professional knowledge, in this incident, the insured, that is, the social security staff who paid by the victim himself or entrusted others to pay, that is, the perpetrator took the money for himself, forged the payment receipt of the insured in Fengning County and the transfer receipt transferred to Chengde Social Security, manually entered the payment information into the social security information system, and issued real paper materials to the insured, and the insured successfully retired. All the money taken out by the insured person is absorbed by the individual privately, while the data of the insured person's personal payment period, personal account and the amount displayed in the social security fund account are artificially inflated.

Second, who is right and who is wrong in this incident.

(1) The carelessness or fluky psychology of the insured is the antecedent.

Judging from the media interviews with the insured, they all described that the payment was only introduced by acquaintances. I didn't know how the social security fee to be paid by 15 was approved, so I paid it directly to others. Imagine, in addition to urban and rural endowment insurance, the village committee can collect personal contributions and issue receipts, social security is withheld and remitted by the unit, and which social security agency collects cash or transfers it to individuals to handle payment procedures for the insured. Without such common sense of fraud prevention, the insured is lucky and careless. Is it wrong? Therefore, when you go to the social security agency, you must obtain the document guidance of social security disclosure through various channels, including the internet, telephone and service hall. , and formally submit the material application in the lobby window. Don't trust others' introductions and green channels!

(b) Inadequate supervision of social security institutions

1. The financial reconciliation system is not in place.

These four links are closely linked, from the verification of insurance payment to the payment storage, to the transfer of social security, and finally to the verification of treatment, all the monitoring that should have been in place. I have read the Regulations on the Collection of Social Security Fees in Hebei Province. Our province implements the system of collecting social insurance premiums from local taxes, that is, the social security agency handles the insurance registration and then pays the fees in the local tax department. The local tax will transfer the payment data to the social security account for processing, but the social security transfer operation is completed by the social security alone without going through the local tax department. Then each city should check with the local tax, social security and finance bureaus regularly. More than 100 people were involved in this incident. According to media reports, the social security fee payable is nearly 9 million. However, the social security income is 9 million, but a large number of pensions are paid every month. The difference between income and expenditure is huge, but it was not found during the four years from 20 10 to 20 13. It can be seen that the financial supervision system needs to be implemented.

2. Insufficient supervision of key business risk points of social security agencies.

There is also a social security business that the public is not very familiar with in this incident, which is the so-called fake transfer. In general, social security is transferred from one place to another. If it is inter-provincial, it must be actually transferred out to the account for confirmation according to the provisions of the State Council Document No.200966, that is, the fund is confirmed by the basic gold branch, and after the basic gold branch confirms the transfer to the account, the business department manually enters the payment details. However, if it is transferred within the province or within the city, the regulations vary from place to place. There is no actual payment transfer in some provinces or cities where the endowment insurance is coordinated at the provincial level. There is such a situation in this event that the relationship is simply transferred and the actual amount is not confirmed. Without the actual transfer of funds, it is convenient for the insured and the agency, but it is easy to cause false transfer. The lack of supervision that should have been strengthened in this link has also caused the current situation.